LIFE PLANNING
Retirement Calculator
Estimate your retirement corpus and monthly requirement.
Required Retirement Corpus
₹4,79,12,487
Required Monthly Savings
₹35,812
Years to Retirement:25
Monthly Expense at Retirement:₹3,38,635
Annual Expense at Retirement:₹40,63,626
Retirement Summary
Pre-Retirement Phase
Duration25 years
Expected Return10% p.a.
Retirement Phase
Duration25 years
Expected Return7% p.a.
What This Means
This calculator estimates the corpus you'll need for your retirement based on your expected expenses, inflation, and investment returns. It then calculates the monthly savings required to accumulate this corpus before retirement. The corpus is designed to provide for your monthly expenses through inflation-adjusted withdrawals.
Key Assumptions
- • Inflation remains constant throughout
- • Pre- and post-retirement return rates remain constant
- • Monthly expenses are adjusted annually for inflation
- • Corpus is fully depleted by life expectancy
- • No pension or social security benefits are considered
- • No inheritance or lump-sum additions are assumed
Disclaimer: This is an educational calculator based on assumed rates. Actual returns and inflation vary. This is not financial advice. Please consult a qualified financial advisor for a personalized retirement plan.